Fabulous tropical paradise in La Costa Greens

SOLD BY WESLEY GUEST FOR $1,050,000 Fabulous tropical paradise in LaCosta Greens. Lushly landscaped private yard w/ canyon views & your own energy efficient salt water pool w/ Baja bench, & spa. Plenty of room in this 4 bedroom, 4 ½ bath & 3 car garage. The home features spacious gourmet kitchen, SS appliances, granite counters, tile flooring, fireplaces in living & family rooms, First level bedroom w/ full en suite bath. Master bedroom w/ balcony view, tiled bath, dual sinks, vanity, & much more. All bedrooms with own baths.

Enjoy the Presidio community amenities that are only a short walk away the includes a pool, tennis, gym, playground and clubhouse. Walk/hike around the beautiful grounds and alongside the waterfalls and duck lake. Close to Legoland and the Carlsbad outlet mall. Walking distance to Alga Norte Community park and water center.

My Five Best Tips For Improving Your Credit Score

how to improve your credit score

Destination Best Credit!

My Five Best Tips For Improving Your Credit Score:  It’s no secret your credit score is of the utmost importance when applying for a mortgage, home loan, or any type of credit.  The terms “well qualified” and “for those who qualify” come to mind.  Here are five tips for improving your credit. It’s not about quick fixes, but responsible financial activity over time.

  1. Get a credit card: OK, this may seem counter intuitive, but let me explain. When used correctly, a credit card can be an effective tool for building credit. Charge a few budget-conscious purchases each month, and pay the balance off before your due date.
  2. Keep your balance low: This is the other side of the coin with credit cards. Try to only charge for items you could pay for out-of-pocket, and try to stick to a balance of only 10 percent of your credit limit.
  3. Fix credit errors: You’re entitled to free credit reports each year, so take advantage and review your report for any possible errors, such as incorrect limits or closed accounts.
  4. Leave paid debts on your report: Paid off debts like car loans show that you have a history of paying your debt on time.
  5. Ask! If you’re looking to pay off a debt quickly, it can’t hurt to ask the lender to lower your interest rate. You can’t get what you don’t ask for!

Questions?  Comments?  Please send them my way anytime!