Must of us have heard the rule: Save for a 20-percent down payment before you buy a San Diego home or condominium. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from ... » Learn More about Which down payment strategy is right for you?
Mortgages and Lending
Short Sale Seasoning Requirements Will Change on August 16th, 2014
Short sale seasoning requirements will change on August 16th, 2014. You might be thinking what does this mean exactly and how long do I have to wait before I can get a new mortgage after a short sale in San Diego? Current seasoning periods for short sales under most conventional loan programs ... » Learn More about Short Sale Seasoning Requirements Will Change on August 16th, 2014
My San Diego Real Estate Predictions for 2014
My San Diego Real Estate Predictions for 2014: 2013 was a firestorm for San Diego real estate. For the first half of the year, we experienced a strong sellers market with multiple offers from home buyers on just about anything with walls, a door, and a roof. By the second half of 2013, San Diego ... » Learn More about My San Diego Real Estate Predictions for 2014
My Five Best Tips For Improving Your Credit Score
My Five Best Tips For Improving Your Credit Score: It’s no secret your credit score is of the utmost importance when applying for a mortgage, home loan, or any type of credit. The terms “well qualified” and “for those who qualify” come to mind. Here are five tips for improving your credit. It’s ... » Learn More about My Five Best Tips For Improving Your Credit Score
Should You Buy Real Estate During The Holidays?
Should You Buy Real Estate During The Holidays? So should you? Well, only if you like less headaches and a bargain! Many would be home buyers put the skids on their real estate search during the holiday season. Too much time and stress for most. No need to explain, I get it. But for those ... » Learn More about Should You Buy Real Estate During The Holidays?
